XTB Review 2019

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XTB is one of the best-known forex brokers across the Europe. The headquarters of the company is located in Warsaw, Poland and is registred by many financial authorities in the major European Union countries and of course by Cyprus CYSEC.


  • STP / Dealing Desk broker
  • Real ECN account with a flat fee! (more details in the article below)
  • No minimum deposit required
  • 30 day trial account with virtual 10000 USD
  • Highly knowledgeable trader support in all world languages
  • Variable spread ranging from 0.1 pips to fixed spread of 2 pips (depending on the type of account)
  • XStation as a web-based trading platform, MetaTrader4
  • Mobile marketing app for iPhone, iPad, Android and Windows Mobile
  • Maximum leverage 30: 1
  • Webinar and Real-Time Reports
  • Forex Contests


  • Although anyone in Europe can open an account, it caters mostly to the central and west Europe clients in UK,Germany, France and Poland, Slovakia, Czech republic
  • practically ZERO no deposit forex bonuses available at the moment as per ESMAs decision
  • withdrawal fees if you decide to withdraw less than $100 from your XTB account

xtb review

XTB Trading Accounts (Standard, Profi and ECN)

You have a choice between three kinds of business accounts.

XTB Broker offers 3 different types of business accounts (Basic is a standard called STANDARD, Professionally called PRO and then ECN account).

These are primarily different in trading opportunities and spread rates.

The basic type of account you can choose for XTB is “Standard Business Account (Standard)” is ideal for traders who want to benefit mainly from low spreads. You get this type of account, variable FLOAT and at least 0,9 pips! Spreads may temporarily expand as a result of increased market volatility. With this kind of account, you need to go without the guaranteed loss stop command.

Professional account (PRO)” is primarily targeted at professional traders. The orders are transferred directly to the liquidity pool so clients always benefit from the best bid on the fx market. Our XTB experience shows that the spread on this type of account is extremely low, and that’s about 0.28 points (pip).

XTB ECN Account

You can also open a real ECN account with a flat-rate transaction fee.

For professionals, XTB Broker offers a real ECN account with a flat rate option, paying a fixed monthly fee depending on the volume of lots you trade in the calendar month:

  • 199 EUR (0 – 49.99 lots per month)
  • 499 EUR (50 – 499.99 lots per month)
  • 1499 EUR (500 lots and more per month)
    **No minimum deposit is required. The trader decides by himself how much he deposits into the trade

XTB trading platforms

The XTB broker offers its client a web-based trading platform (not required to install on a computer) called xStation 5.

In addition to the xStation web platform, it is also possible to take advantage of their Metatrader 4 platform, which is now recommended by every professional who can get the best possible real time charts and real time prices.

If you prefer “off-the-field” traffic using your smartphone, XTB currently offers a fast and easy-to-use mobile app for both Android and iPhone with great customer ratings on Google Play and iTunes.

XTB demo account

To test what platform you offer, of course you have an XTB demo account, but beware, for a limited time of 30 days! So, not for an unlimited period of time, as is the case with other brokers. This is a bit strange, but on the other hand it forces you to try the basic features and start trembling with real money.

What was the XTB customer support during our test?

Our very short experience with XTB has confirmed that the business platform itself is at a high technical level.

Prices during the test were stable, we did not see any price requotes, platform freezing or other technical complications that are common with smaller brokers today.

We tested the quality of customer support, by placing a simple question over email. It was also a surprisingly professional client center. For questions, support can be contacted via live chat or free phone line. We also have a positive experience with customer support through e-mail communication, where we have answered all the questions in a straightforward and factual way (unlike some other brokers)

If you first need to convince yourself of the broker’s qualities, we recommend trying a free demo account – All features can be used without limitation for 30 days. We did not like this so we would prefer to have an unlimited demo account!

Beginners and professionals can find a wealth of information about what the XTB platform can do and how it trades in a large educational section where we found a vault full of  recorded webinars and seminars, the extensive stock exchange vocabulary will also be available in a short time.

Conclusion of our XTB review

Based on our short XTB review we rank this broker as the above average CFD trading platform. The broker proved to be very serious and reliable in our test with robust and stable trading xStation platform, though it does not bring any new breakthroughs to veteran traders.

Trading conditions on this platform are above average, but the advantage is that you can open a real ECN broker account with a flat fee depending on the volume of pre-traded lots.

Client support was high, responded quickly and competently. It is also a positive way of opening business accounts without a minimum deposit.

Unlike the forex brokers in Malaysia or Indonesia forex brokers where you can easily trade with leverage up to 888:1 or even 1000:1, this broker has seat in Cyprus (European Union) and is regulated by CySec,  therefore the maximum leverage available is 30:1 (as ESMA rules), for some traders this can be a downside.

XTB Review 2019
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