XTB Review 2019

xtb review logo

XTB is one of the best-known forex brokers across the globe and has been in the forex industry since 12 years already.  The headquarters of the company is located in London United Kingdom and in Warsaw, Poland and is registered by many financial authorities in the major European Union countries and of course by Cyprus CYSEC.


  • You will be assigned a manager from XTB who will help you become a successful trader, give advice on how to use the trading platform and educate you!
  • Each month there is an ongoing series of high quality free traders education covering all aspects of trading (Price Action, Psychology etc.)
  • 59 milliseconds is average trade execution (super fast)
  • 99% of trades are executed below 150ms
  • Instant market execution (No price requotations)
  • 61% of trades closed without slippage
  • No minimum deposit required (but we recommend capital at least $400)
  • 30 day trial account with virtual 10.000 USD
  • Highly knowledgeable trader support in all world languages
  • Variable spread ranging from 0.9 pips for EUR/USD to fixed spread of 2 pips (depending on the type of account)
  • xStation 5 is a web-based trading platform, MetaTrader4
  • Mobile marketing app for iPhone, iPad, Android and Windows Mobile
  • Maximum leverage 200:1 for traders outside of European union and  30: 1 for EU residence based traders who sign up under xtb’s United Kingdom entity.
  • Webinar and Real-Time Reports


  • at the moment practically ZERO no deposit forex bonuses available at the moment as per ESMAs decision
  • withdrawal fees if you decide to withdraw less than $100 from your XTB account


Main facts

Trader's rating:
More information:
Minimum first depositno minimum
Demo accountyes available for 30 days but can be prolonged if you wish
Max. Leverage200:1 for Wordlwide traders
30:1 only for EU traders
RegulationFCA U.K.
Noactivity feesNone
Deposit feesNone
Withdrawal feesNone
Number of currency pairs49 currency pairs
Spread for EURUSDstarting from 0,2 Pips variable OR at 2 Pips fixed
Stocks1600+ stocks (costs: 0.12% or 4.99$ minimum fee)
CryptocurrencyBitcoin, Ethereum, NEO, ZenCash, Cardano, Ripple, DASH, Litecoin, Stellar
(costs: for STANDARD account only SPREAD for PRO account 4.99$ per LOT)
Trading platformsxStation5 (webtrader) / Metatrader4 / + Apps
ScalpingYES allowed
Customer serviceExcellent quality (Arabic, English, German, Dutch, Chinesse, Japanesse, Hungarian, Czech, Slovak, Romanian)
BonusesNone at the moment
More information:

xtb review

XTB Trading Accounts

You have a choice between two types of business accounts.

Standard Account

XTB Broker offers 2 different types of business accounts where basic account is called STANDARD, and trading account for advanced traders is called PRO.

These are primarily different in trading opportunities and spread rates.

The basic type of account you can choose for XTB is Standard Business Account (Standard) is ideal for traders who want to benefit mainly from low spreads. You get this type of account, variable FLOAT and at least 0,9 pips! Spreads may temporarily expand as a result of increased market volatility. With this kind of account, you need to go without the guaranteed loss stop command.

PRO Account

PRO account (PRO) is primarily targeted at intermediate and advanced traders. The orders are transferred directly to the liquidity pool so clients always benefit from the best bid on the fx market. Our XTB experience shows that the spread on this type of account is extremely low, and that’s about 0.28 points (pip). Plus commision per lot is around 3.5$ for PRO account.

We do recommend you to open STANDARD account and work with xStation 5 which we find the best combination for most traders based on our test experience!

XTB Fees

During the broker review we have figured out that XTB broker is one of the cheapest CFD brokers worldwide! Their trading fees are generally low and when compared with their peers, there are none no-trading fees. Read below.

Trading fees:

Occur during trading.

  • Average commision on EUR/USD currency pair is 0.8 Pips
  • Typical overnight fee on 7.94$ (not valid for Islamic accounts)

Non-trading fees:

Occur during depositing, withdrawing your money or staying away of trading.

  • Depositing fee: None
  • Withdrawal fee: None for withdrawal of amounts over $100
  • Inactivity fee: None

XTB trading platforms


The XTB broker offers its client a web-based trading platform (not required to install on a computer) called xStation 5.

xtb review xStation5 webtrader platform

Screenshot:  xStation 5 by XTB (webtrader platform)

Metatrader 4 (MT4)

In addition to the xStation web platform, it is also possible to take advantage of their Metatrader 4 platform, which is now recommended by every professional who can get the best possible real time charts and real time prices.

Mobile trading

If you prefer “off-the-field” traffic using your smartphone, XTB currently offers a fast and easy-to-use mobile app for both Android and iPhone with great customer ratings on Google Play and iTunes.

XTB demo account

To test what platform you offer, of course you have an XTB demo account, but beware, for a limited time of 30 days! So, not for an unlimited period of time, as is the case with other brokers. This is a bit strange, but on the other hand it forces you to try the basic features and start trembling with real money.

XTB account opening

First of all, if you are unsure you can test on demo account first.

Overall we can say that the real trading account opening at XTB was hassle free and quite fast.

Deposit fees and options

XTB will not charge you any deposit fees.

There are several options how to transfer money into your trading account. Some options may not be available in all countries.

  • Wire bank transfer (slowest but recommended for large amounts)
  • Credit/Debit card
  • Paypal
  • Skrill


During the account opening process, you will need to fill in the KYC (know your client) formular questions that are required by law.

Account verification

Account verification should be easy to do. All you will need is scanned copy of Utility Bill (invoice for mobile phone, electricity, water, gas or any service not older than 3 months) and Identity card or Passport both sides.


Min.deposit depends on country where you live. For example in Central Europe there is no required minimum deposit, but in some countries like Spain the min deposit is $1000.

Countries served

You can open an account with XTB if you are from any country except the following countries which are banned: USA, Canada, Syria, Iraq, Iran, North Korea, South Korea, Pakistan, Singapore, Japan, Libya, Bosnia Hercegovina, Afghanistan.

Customer support during XTB review

Our very short experience with XTB has confirmed that the business platform itself is at a high technical level.

Prices during the test were stable, we did not see any price requotes, platform freezing or other technical complications that are common with smaller brokers today.

We tested the quality of customer support, by placing a simple question over email. It was also a surprisingly professional client center. For questions, support can be contacted via live chat or free phone line. We also have a positive experience with customer support through e-mail communication, where we have answered all the questions in a straightforward and factual way (unlike some other brokers)

If you first need to convince yourself of the broker’s qualities, we recommend trying a free demo account – All features can be used without limitation for 30 days. We did not like this so we would prefer to have an unlimited demo account!

Beginners and professionals can find a wealth of information about what the XTB platform can do and how it trades in a large educational section where we found a vault full of  recorded webinars and seminars, the extensive stock exchange vocabulary will also be available in a short time.

XTB review conclusion

Based on our thorough review we rank this broker as the above average forex trading platform. The broker proved to be very serious and reliable in our test with a robust and stable trading xStation5 platform. We found the webtrader very user friendly, easy to navigate and grasp all the functions in a very short time without a steep learning curve.

Those who want to connect  EA Expert Advisor or any other automatic trading system can of course use xtb’s Metatrader 4.  As we stated above already, we recommend you xStation5 webtrader together with  Standard account.

Trading conditions on this platform are well above their peers , the speed of execution was super-fast . one the biggest competitive advantage are relatively low trading costs.

Client support was quite knowledgeable, they responded quickly and competently via Live Chat (open 24 hours 5 days a week).

Try XTB.COM and get the best trading conditions


Unlike the forex brokers in Malaysia or Indonesia forex brokers where you can easily trade with leverage up to 888:1 or even 1000:1, this broker has seat in United Kingdom (European Union) and is regulated by FCA (Financial Conduct Authority) therefore falls under the MiFID2 regulatory,  that means the maximum leverage available for European traders is 30:1 (according to MIFID2 ESMA rules), but signing up under XTB’s international entity can open door for 200:1 leverage.